Freedom Mortgage Learning Center
The Knowledge You Need to Choose the Right Loan!
How to Apply for a Mortgage
About Your Mortgage Loan Application
What Is Mortgage Insurance?
Compare Different Loan Types and the Cost of Your Payments
What Are Closing Costs?
What You Can Expect to Pay on Closing Day
What Are Mortgage Discount Points?
Decide If Paying for Discount Points Is Right for You
How To Get a Mortgage When You're Self-Employed
Self-Employment Means More Paperwork, Not Fewer Mortgage Options
How To Refinance an Investment Property
See How Much You Can Save by Refinancing Your Investment Property
How to Buy a House
Six Steps for Buying Your Next Home
Mortgage Prequalification
What It Is and How It Works
How Much Money Do You Need to Buy a House?
Decide Whether You Can Afford to Buy a Home
What Does Contingent Mean in Real Estate?
5 Common Real Estate Contingencies for Buyers
Can I Use My 401(k) To Buy a House?
Considerations Before Tapping into Your 401(k)
USDA Loan Eligibility and Qualifications
Find Out if You Qualify for a USDA Home Loan
How Much Does It Cost to Refinance a Mortgage?
Average Refinance Closing Costs, “No Cost” Refinancing, and More
Should You Refinance Your Mortgage?
Reasons Why You Should (or Shouldn’t) Refinance Your Home
How to Remove PMI from Your Mortgage
Removal of Mortgage Insurance on FHA and Conventional Loans
When to Refinance Your Mortgage
Learn About When It Makes Sense to Refinance
Second Mortgage vs. Refinance: A Complete Guide
Learn the pros and cons of these two options here.
How to Refinance a Mortgage with Bad Credit
Learn the best strategies and loan options for refinancing your home despite a low credit score.
5 Reasons to Get a Cash Out Refinance
Your Home’s Equity Can Help You Get Cash
What Is Home Equity?
Learn Why the Equity in Your Home Matters
Cash Out Refinance Credit Scores
Find Out the Minimums for Conventional, FHA, and VA Loans
What Is a Home Equity Line of Credit (HELOC)?
A HELOC Allows You to Borrow Against the Equity of Your House
What Is a Home Equity Loan?
Learn How Home Equity Loans Work
What Is a Second Mortgage?
Learn About Borrowing from Your Home’s Equity
How To Apply for a VA Home Loan: 7 Steps
Learn More About Eligibility and VA Loan Applications
How to Apply for an FHA Loan
Learn More About Eligibility and FHA Loan Applications
FHA vs. Conventional Loans
Learn the Differences Between FHA and Conventional Loans
What Is the VA Home Loan Guaranty?
How VA-Guaranteed Loans Have Been Helping Veterans Since 1944
How to Refinance a Mortgage with Bad Credit
Learn the best strategies and loan options for refinancing your home despite a low credit score.
VA Streamline Refinance (VA IRRRL): What Is It and How Does It Work?
A VA IRRRL replaces your VA home loan with better rates and, ideally, better payments.
Need Help Crunching the Numbers?
Home Affordability Calculator
Estimate the prices of homes you can afford and the monthly payments that might come with them.
Refinance Calculator
Find out how much you might save by lowering your interest rate.