Freedom Mortgage Learning Center
The Knowledge You Need to Choose the Right Loan!
How to Apply for a Mortgage
About Your Mortgage Loan Application
What Is Mortgage Insurance?
Compare Different Loan Types and the Cost of Your Payments
Closing Costs: What They Are and What You Can Expect to Pay
What You Can Expect to Pay on Closing Day
A Guide to Home Equity
Learn About Home Equity and How It Affects Your Finances
Contingent vs. Pending: What Do They Mean?
Pending and contingent both mean an offer has been accepted. However, contingent listings may not be as final.
A Guide to Adjustable-Rate Mortgages (ARMs)
Learn how ARMs work, common types, and whether one could help lower your monthly payment.
How to Buy a House
Six Steps for Buying Your Next Home
Mortgage Prequalification
What It Is and How It Works
How Much Money Do You Need to Buy a House?
Decide Whether You Can Afford to Buy a Home
A Guide to Adjustable vs. Fixed-Rate Mortgages
The Similarities and Differences Between These Loan Types
For Sale by Owner: How to Buy FSBO Homes
A Guide to Buying a ‘For Sale by Owner’ Home
Adjustable-Rate Mortgage (ARM) Pros and Cons
The Benefits and Drawbacks of ARMs and How They Work
How Much Does It Cost to Refinance a Mortgage?
Average Refinance Closing Costs, “No Cost” Refinancing, and More
Should You Refinance Your Mortgage?: 7 Questions to Ask
What Questions You Should Ask Before Refinancing
How to Remove PMI from Your Mortgage
Removal of Mortgage Insurance on FHA and Conventional Loans
Refinancing an FHA Loan to a Conventional Loan
What Goes into Refinancing an FHA Loan to Conventional?
Can You Refinance an ARM Loan to a Fixed-Rate Mortgage?
A Guide to Refinancing Your ARM to a Fixed-Rate Mortgage
Should You Pay off Your Mortgage Early?
Find Out if Making Extra Mortgage Payments Makes Sense for You
5 Reasons to Get a Cash Out Refinance
Your Home’s Equity Can Help You Get Cash
A Guide to Home Equity
Learn About Home Equity and How It Affects Your Finances
Cash Out Refinance Credit Scores
Find Out the Minimums for Conventional, FHA, and VA Loans
Cash Out Refinancing on Investment and Rental Properties
Learn More About the Benefits, Costs, and Requirements
How Much Does a Home Renovation Cost?
Home Projects Can Increase the Value of Your Home
Cash Out Refinance vs. HELOC: Which is Right for You?
Before You Tap Your Equity, Decide Which Loan Option Is Right for You
How To Apply for a VA Home Loan: 7 Steps
Learn More About Eligibility and VA Loan Applications
How to Apply for an FHA Loan
Learn More About Eligibility and FHA Loan Applications
FHA vs. Conventional Loans
Learn the Differences Between FHA and Conventional Loans
VA Entitlement: What It Is and How It Affects Homebuying
Discover What Your VA Entitlement Is and Why It Matters
What Is the VA Home Loan Guaranty?
How VA-Guaranteed Loans Have Been Helping Veterans Since 1944
How to Refinance a Mortgage with Bad Credit
Learn the best strategies and loan options for refinancing your home despite a low credit score.
Need Help Crunching the Numbers?
Home Affordability Calculator
Estimate the prices of homes you can afford and the monthly payments that might come with them.
Refinance Calculator
Find out how much you might save by lowering your interest rate.