Freedom Mortgage Learning Center
The Knowledge You Need to Choose the Right Loan!
How to Apply for a Mortgage
About Your Mortgage Loan Application
What Is Mortgage Insurance?
Compare Different Loan Types and the Cost of Your Payments
What Are Closing Costs?
What You Can Expect to Pay on Closing Day
What Is an Assumable Mortgage?
How to Assume a Mortgage When Buying a House
What Is a 30-Year Fixed Mortgage and How Does It Work?
Learn how 30-year fixed mortgages work, including pros and cons, in our guide.
A Guide to Down Payment Assistance Programs and Grants
Down Payment Assistance Can Make Homebuying Affordable
How to Buy a House
Six Steps for Buying Your Next Home
Mortgage Prequalification
What It Is and How It Works
How Much Money Do You Need to Buy a House?
Decide Whether You Can Afford to Buy a Home
15-Year vs. 30-Year Mortgages
Learn About Interest Rates and Monthly Payments for These Loans
What Disclosures Does a Seller Have to Make About Their House?
What a seller is legally obligated to share with a potential buyer.
Common Types of Homebuying Contingencies
Learn About Common Contingencies for Home Purchase Offers
How Much Does It Cost to Refinance a Mortgage?
Average Refinance Closing Costs, “No Cost” Refinancing, and More
Should You Refinance Your Mortgage?
Reasons Why You Should (or Shouldn’t) Refinance Your Home
How to Remove PMI from Your Mortgage
Removal of Mortgage Insurance on FHA and Conventional Loans
Types of Mortgage Refinance Loans
With multiple refinance options to consider, what’s the best way for you to refinance your mortgage?
A Guide to Rate-and-Term Refinance
How You Could Save with a Rate-and-Term Refi
Mortgage Refinance: What Is It & How Does It Work?
How it works, the types of loans you can refinance, and the pros and cons of refinancing.
5 Reasons to Get a Cash Out Refinance
Your Home’s Equity Can Help You Get Cash
What Is Home Equity?
Learn Why the Equity in Your Home Matters
Cash Out Refinance Credit Scores
Find Out the Minimums for Conventional, FHA, and VA Loans
What Is a Home Equity Loan?
Learn How Home Equity Loans Work
What Is a Second Mortgage?
Learn About Borrowing from Your Home’s Equity
What Is a VA Cash Out Refinance and How Does It Work?
Discover if a VA Cash Out Refinance Is Right for You
How to Apply for a VA Loan
Learn More About Eligibility and VA Loan Applications
How to Apply for an FHA Loan
Learn More About Eligibility and FHA Loan Applications
FHA vs. Conventional Loans
Learn the Differences Between FHA and Conventional Loans
VA Streamline Refinance (VA IRRRL): What Is It and How Does It Work?
A VA IRRRL replaces your VA home loan with better rates and, ideally, better payments.
FHA Loans Explained: What They Are and How They Work
FHA loans are designed to help those with lower credit scores and down payments. Discover how they work.
What Is the Minimum Credit Score for a VA Loan?
Find out What VA Loan Credit Scores You Need
Need Help Crunching the Numbers?
Home Affordability Calculator
Estimate the prices of homes you can afford and the monthly payments that might come with them.
Refinance Calculator
Find out how much you might save by lowering your interest rate.